Posts tagged hidden green
How to Beat Your Cro Magnon-Like Cravings

Long, long ago a Cro Magnon man walked the earth. One day along his walk he stumbled upon a huge chunk of cooked mammoth meat.

As he looked up from eating he saw a group of wolves staring at him wanting the meat. An instinct triggered in his brain and he went head first back into the meat like a pig jumps into a pile of mush. 

This evolutionary trait that screams "I have to have it now!" inside us no longer help us in a world filled with abundance. 

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The Difference Between an Orgasm and a Workout

"What the hell does the difference between an orgasm and a workout have to do with making money?" You might think.

"Everything." I would say to you....

Here's some awesome ways to switch those pleasure purchases to that deeper, more fulfilling place of happiness. 

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How to Safely Hack Credit Card Rewards

You're going to come across a few large purchases every year. As long as you understand your lifestyle cost and know they fit within it, then you should go make them happen! 

But let's not be a consumer clown about it. Let's pull out some hidden green.

How can you take advantage of these larger purchases that come up within your life-style cost? 

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Enough, and Its Relation to Happiness

Make $1,000,000/yr, and live with a lifestyle cost of $950,000/yr? A 5% savings ratio. You will have to work 66 years till your investments will support your lifestyle.

Make $40,000/yr with a lifestyle cost of $15,000/yr? A 65% savings ratio. You only have 10 years of work ahead of you till you're financially free.

And yes, that $1,000,000/yr and 5% savings ratio situation? It actually happens. Mike Tyson had $400 million and went bankrupt, and so have other rich and famous people.

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If Money Didn't Exist

If money didn't exist, what would you go do tomorrow? What would you do next week, next month...

"Tomorrow I am surfing, all day. A week from now I am hiking the Santa Barbara back country. One month from now I am surfing the long point breaks of Santa Barbara and sharing time with my best friends..."

You see locking yourself into monthly car payments, committing yourself to unlimited data plans, and giving in to the consumerism showcased on every billboard, magazine, and screen you see everyday takes time away from you surfing, relaxing with family, or sailing to the islands.

So to you I ask again, Why not now?

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How To Buy an Adventure Car for $900

As with all my purchasing, I went into a library-and-sweatpants, final's week like study mode.

The first question I asked was "What will I use the car for?" If I had the car I would use it for weekend surf trips or adventures to the Sierras.

The next question I asked was "What do I need in a car like that?" I needed a car with cargo space. I'm throwin' wetsuits, backpacks, surfboards in that sucker.

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The One Number That Takes You to Financial Freedom

Check out the chart below... Find your savings ratio. Next to it you’ll see the years of work left until freedom, assuming you start with $0.

At this point you will be able to travel East Asia for however long you want. And when you come home there will be no deadline to find a job. Or at this point you will be able to snowboard Utah’s light pow till you drop in exhaustion on a Tuesday. And then go back out the next three days without constraint because it’s dumping.

You will be able to do this because at this point your money itself will be making enough income to cover your lifestyle cost (your spending). This is called financial freedom.

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