Posts tagged saving
Why Should You Care About Saving If You Could Die Tomorrow?

If you were going to die tomorrow you should spend your money however the hell you want. You want a one way ticket to the Las Vegas Billagio for an bat shit crazy night out with the boys? Hell yes, you go do it.

Shit, I'd say if you were going to die in one month you should spend your money however you want. Though as we get to the one month time frame I imagine we start to think a bit more about our life.

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How to Beat Your Cro Magnon-Like Cravings

Long, long ago a Cro Magnon man walked the earth. One day along his walk he stumbled upon a huge chunk of cooked mammoth meat.

As he looked up from eating he saw a group of wolves staring at him wanting the meat. An instinct triggered in his brain and he went head first back into the meat like a pig jumps into a pile of mush. 

This evolutionary trait that screams "I have to have it now!" inside us no longer help us in a world filled with abundance. 

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Why You Need to Start Investing

US currency (just like gas) has inflated, with its rises and falls, at a rate of 3% over time. This should scare you a bit because it means that unless your money is growing by 3%, you’re actually losing money.

We need a vehicle that is going to combat that -3% and drive us forward to freedom. That vehicle is called investing.

We’re going to begin at the basics. Then we’ll talk about a place where you don’t need a large lump sum of money to start. All you need is a solid savings ratio and a fun-ass life.

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The One Number That Takes You to Financial Freedom

Check out the chart below... Find your savings ratio. Next to it you’ll see the years of work left until freedom, assuming you start with $0.

At this point you will be able to travel East Asia for however long you want. And when you come home there will be no deadline to find a job. Or at this point you will be able to snowboard Utah’s light pow till you drop in exhaustion on a Tuesday. And then go back out the next three days without constraint because it’s dumping.

You will be able to do this because at this point your money itself will be making enough income to cover your lifestyle cost (your spending). This is called financial freedom.

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