I was 23. And I was staring at $6,752 in debt. I needed to change how I handled my personal finances. What I created was a system that drove me to a six-figure net worth by 27 years old.Read More
How one outdoor loving entrepreneur fixed his personal finances and got on the path to true money freedom. A success story from the Discover Your Hidden Green beta course.Read More
Does paying rent feel like flushing your money down the toilet? Imagine if you could live in an awesome home with cheaper rent. You could probably save an extra $5000+ a year and not even have to change your budget.Read More
Whether you've known it or not, we've secretly been chatting about an ancient philosophy since The Hidden Green's first article.
It was followed by Marcus Aurelius, Seneca, Epictetus, and many other badass Greek and Roman leaders and scholars.
And now, unknowingly, it's being followed by you.
This ancient philosophy is called...Read More
On September 2, 2016 I took the leap for a long term sabbatical from cubicle nation.
In case you're thinking about doing something similar, I thought it'd be helpful to show you exactly how much the whole trip cost me.
Here's the details!Read More
In the United States, health insurance is seen as this life-sucking black hole of an expense.
It's often something that keeps people working at jobs they can't stand years longer than they want.
I can safely say that since I've left my job the question, "What are you going to do about health insurance?" has been one of the most common questions I've been asked about.
Well, I took on this beast of an expense a few months back. And you know what? I found out it's pretty cheap. Here let me show you how.Read More
It seems like every weekend I hear about another friend leasing a new car. Every time I hear it the hairs on my neck stand up a little bit and I think "You poor, poor new car owner." But I don't usually mention anything.
So I thought it'd be good to share why here: Should you lease a new car?Read More
So it's obvious this blog is about money.
But there's another part of the blog that might not be as obvious. It's that this blog is also written for the environment.
I have found the synergy between growing your stash and benefiting the environment absolutely amazing. Think about it from an example of purchasing a car.Read More
Long, long ago a Cro Magnon man walked the earth. One day along his walk he stumbled upon a huge chunk of cooked mammoth meat.
As he looked up from eating he saw a group of wolves staring at him wanting the meat. An instinct triggered in his brain and he went head first back into the meat like a pig jumps into a pile of mush.
This evolutionary trait that screams "I have to have it now!" inside us no longer help us in a world filled with abundance.Read More
Want to enslave a generation? Here let me tell you how.
Offer people an amount of money every two weeks in exchange for help. Give them a portion of what you make.
Offer them the newest cars. Make it seem like they own them. You could even re-use that "contract" model. Call it something different though. A "lease." Oh, that sounds great!Read More
"What the hell does the difference between an orgasm and a workout have to do with making money?" You might think.
"Everything." I would say to you....
Here's some awesome ways to switch those pleasure purchases to that deeper, more fulfilling place of happiness.Read More
Ever know a friend who was in a horrible relationship? You knew it, they knew it, but when you spoke about it together she said, "I can't leave. It's been too long. I'm just too far in."
Wake up and dump that scumbag! Sunk Cost Fallacy bomb. BOOM!Read More
You're going to come across a few large purchases every year. As long as you understand your lifestyle cost and know they fit within it, then you should go make them happen!
But let's not be a consumer clown about it. Let's pull out some hidden green.
How can you take advantage of these larger purchases that come up within your life-style cost?Read More
Okay, January got crazy.
Why? Mostly because I took over the $4,250 rent deposit for my house. Here’s what went wrong and how I’m making things better...Read More
Make $1,000,000/yr, and live with a lifestyle cost of $950,000/yr? A 5% savings ratio. You will have to work 66 years till your investments will support your lifestyle.
Make $40,000/yr with a lifestyle cost of $15,000/yr? A 65% savings ratio. You only have 10 years of work ahead of you till you're financially free.Read More
As with all my purchasing, I went into a library-and-sweatpants, final's week like study mode.
The first question I asked was "What will I use the car for?" If I had the car I would use it for weekend surf trips or adventures to the Sierras.
The next question I asked was "What do I need in a car like that?" I needed a car with cargo space. I'm throwin' wetsuits, backpacks, surfboards in that sucker.Read More
I'd love to create a life where I live by the seasons. Something like winter in mountains and summer near the ocean.
What would that look like? How possible is it? Cause shit, if I can live that way and continue on my path to financial freedom then, "See you later!" I'm out the door.
Could you image being $10,000 in debt and someone saying, "Want to have $300,000 in your bank account? Great. The only catch is you have to leave tomorrow. We will shred blue-bird powder in the winter and flow through warm water barrels in the summer for the next 12 years." I'd say Let's go!Read More
So now you know your current savings ratio, and you are in the process of boosting it.
In part, you are knocking 10, 20, or 30 years off your dependence on a job -- adding those years back to you in the form of utter freedom. Great!
Now, let’s uncover the hidden side of a few common occurrences...
If these four occurrences were you, and you made these changes -- we just added $190,860 to your wallet in 5 minutes!Read More
Check out the chart below... Find your savings ratio. Next to it you’ll see the years of work left until freedom, assuming you start with $0.
At this point you will be able to travel East Asia for however long you want. And when you come home there will be no deadline to find a job. Or at this point you will be able to snowboard Utah’s light pow till you drop in exhaustion on a Tuesday. And then go back out the next three days without constraint because it’s dumping.
You will be able to do this because at this point your money itself will be making enough income to cover your lifestyle cost (your spending). This is called financial freedom.Read More