There's a lot of blogs telling you to "Create the life you want." It was cool to combine that with money because that's what you actually need to focus on to make it happen.Read More
The true story of one man's journey from cleaning up human waste as a janitor to landing a $70k/yr full time job as a developer in San Francisco.Read More
There's a way to live out an awesome life. It has nothing to do with making $100k per year.Read More
Whether you've known it or not, we've secretly been chatting about an ancient philosophy since The Hidden Green's first article.
It was followed by Marcus Aurelius, Seneca, Epictetus, and many other badass Greek and Roman leaders and scholars.
And now, unknowingly, it's being followed by you.
This ancient philosophy is called...Read More
Make $1,000,000/yr, and live with a lifestyle cost of $950,000/yr? A 5% savings ratio. You will have to work 66 years till your investments will support your lifestyle.
Make $40,000/yr with a lifestyle cost of $15,000/yr? A 65% savings ratio. You only have 10 years of work ahead of you till you're financially free.Read More
Chasing a number for the sake of reaching that number is the wrong way to achieve financial independence.
The problem with that path is that you are living a means to an end. You are losing sight of improving your present self and situations. What happens when you hit the number is you only find that it didn't actually make you any happier -- it is just a number.
The way I see now to view the journey to financial freedom is through a lens of "winning in increments."Read More
From The Wizard’s preparations, he knew three things: 1. He knew when his next resupply box would come. 2. He knew the amount of food he'd eat before reaching his next resupply box. And 3. He knew the amount of food the new resupply box would provide.
The same plays for you. Well, if you want to be a freedom wizard that is...
Now you -- the freedom wizard -- are set to walk the trail of financial freedom by knowing three things:Read More
Think of a bank account as a seed. You water it and help it grow. When you want its fruit, you pick it. And you trade the fruit for other things. For now, we simply want to get the seed to grow.
To start you shop for two seeds. Whoops, I mean you shop for two bank accounts -- a savings account and a checking account.Read More
Check out the chart below... Find your savings ratio. Next to it you’ll see the years of work left until freedom, assuming you start with $0.
At this point you will be able to travel East Asia for however long you want. And when you come home there will be no deadline to find a job. Or at this point you will be able to snowboard Utah’s light pow till you drop in exhaustion on a Tuesday. And then go back out the next three days without constraint because it’s dumping.
You will be able to do this because at this point your money itself will be making enough income to cover your lifestyle cost (your spending). This is called financial freedom.Read More